Brad Garlinghouse Maps Ripple’s 2026 Strategy After Expansion Surge

• Ripple focuses on integrating acquisitions and workforce growth to improve execution and operational efficiency.

• Ripple Prime gains traction, tripling revenue run rate as institutional participation increases.

• Rising treasury demand drives corporate growth, with plans to link brokerage and treasury services.

Ripple is improving its strategy for 2026 after a year of fast expansion, according to CEO Brad Garlinghouse. Speaking recently, he outlined how the company will integrate acquisitions, scale operations, and drive institutional growth. The update follows a 50% workforce increase and over $1 billion in investments, as Ripple shifts focus toward execution and consolidation.

Integration Drives 2026 Priorities

Garlinghouse said integration will define Ripple’s internal strategy this year. The company completed two major acquisitions and expanded its workforce significantly in 2025. As a result, leadership now aims to streamline operations and extract value from recent growth.

He explained that Ripple will prioritize aligning its expanded teams and platforms. Moreover, the company plans to ensure that previous investments translate into measurable outcomes. While Ripple will continue exploring new opportunities, internal execution remains the immediate focus.

Ripple Prime Gains Institutional Momentum

Attention is also shifting toward Ripple Prime, the firm’s prime brokerage business. According to Garlinghouse, the platform has already tripled its revenue run rate. This growth reflects increased engagement from large financial institutions.

He noted that Ripple’s stronger balance sheet has improved its position as a counterparty. As a result, institutions that previously avoided smaller players are now participating. This shift has expanded Ripple’s reach within institutional markets.

Furthermore, Ripple plans to build on this momentum by leveraging its infrastructure. The company aims to deepen relationships and expand services within the prime brokerage segment.

Treasury Demand Expands Corporate Focus

Alongside Prime, Ripple Treasury is seeing rising corporate demand. Garlinghouse said companies are increasingly turning to Ripple for treasury-related services. This demand is shaping the company’s broader growth outlook.

He added that Ripple will focus on delivering these services efficiently while maintaining client satisfaction. Additionally, the company sees strong alignment between its treasury and brokerage offerings.

By connecting these business lines, Ripple aims to unlock operational synergies. However, Garlinghouse emphasized that much of this potential remains untapped.