Stripe launches Machine Payments Protocol (MPP) on 03/18/2026, enabling AI agents to perform instant micropayments without human approval. The system eliminates intermediary payment steps, allowing machine-to-machine transactions to occur seamlessly within APIs, cloud, and IoT.
By removing user friction, micropayments can scale. Businesses benefit from reduced operational costs, real-time expense tracking, and the elimination of subscription models. MPP integrates with banks, cards, digital wallets, and stablecoins like USDC. Applications include autonomous vehicles paying for charging or smart devices purchasing services on demand. Stripe positions machine payments as the platform for fully automated digital economy.
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