Taiwan Investment App Market Overview: In-Depth Analysis of 10 Popular Financial Management Apps

Why Choose the Right Investment App?

As global central banks release liquidity, protecting asset purchasing power has become a core concern for investors today. According to Schroders Investment Trust, Taiwanese investors have the highest proportion of financial asset investments worldwide, reflecting the high regard Taiwanese people have for financial management. However, the market is flooded with numerous investment apps, and beginners often face choice dilemmas.

This article highlights the top 10 most popular investment applications in Taiwan, covering various aspects such as US stock trading, Taiwan stock market monitoring, fund allocation, information analysis, and bookkeeping management, helping you quickly find the investment tools that suit you.

Global Asset Trading Apps: US Stocks and Derivatives Investment Apps

For Taiwanese investors, whether directly involved in US stock investments or not, it is essential to closely monitor the US market trends. As the world’s largest financial market, fluctuations in US stocks directly impact markets in Taiwan and Asia. The following three investment apps offer real-time US stock trading features.

Mitrade: Low-Barrier Global Asset Trading Platform

Mitrade is a broker focused on Contract for Difference (CFD) trading, covering US stocks, forex, stock indices, commodities, and cryptocurrencies. Its core strengths include zero-commission trading, support for two-way trading (long and short positions), and flexible leverage options (adjustable from 1 to 200 times).

Operational Advantages: This app supports Traditional Chinese interface, requires only a minimum deposit of $50 USD to open an account, and supports multiple deposit and withdrawal methods including TWD bank transfers, credit cards, and USDT. T+0 two-way trading allows investors to enter and exit multiple times within the same trading day. The minimum position size of 0.01 mini contracts reduces risk management difficulty.

Suitable for: Investors with actual needs for short-term trading, hedging, or intraday trading.

eToro: Innovative Social Copy Trading Experience

Founded in 2007, eToro is renowned for its social brokerage model, offering over 1,000 financial products for trading. Its unique “Copy Trading” feature allows investors to replicate the trading strategies of top traders with one click.

Platform Features: User interface is intuitive and easy to learn, with an account opening minimum of $50 USD, supporting quick deposits via PayPal and credit cards. However, long-inactive accounts may incur management fees, and over-reliance on copy trading could impact personal investment skill development.

Suitable for: Beginners who want to learn others’ investment logic and are new to the market.

Firstrade: U.S. Domestic Professional Broker

Firstrade, a pioneer among US online brokers, is regulated by FINRA and SIPC, and was named the best online broker of the year by Kiplinger in 2018. The platform pioneered the era of commission-free trading.

Trading Features: Stocks, ETFs, options, fixed income products, and more are all traded with zero commissions. Its “Online Protection Guarantee” offers loss compensation for abnormal account activities. Supports Traditional Chinese, friendly to Taiwanese investors, with no minimum deposit requirement. However, fund withdrawals may incur higher fees, and there can be occasional data delays. It only offers US market products.

Suitable for: Taiwanese investors interested in long-term US stock and ETF investments.

Domestic Stock Market Trading Apps: Taiwan Stock Monitoring and Trading

The Taiwan stock market is most familiar to local investors. The following three investment apps each excel in market performance and user experience.

Fugu Account: Fusion of Fintech and Traditional Brokerage

Fugu Account (Yushan Fugu Account) is a collaboration between Yushan Securities and Qunfu Technology, which previously represented Taiwan in the world’s largest Fintech competition and ranked in the top ten. This “powerful alliance” combines technological innovation with financial strength.

Advantages: Fully online account opening process; those with a Yushan Bank account can quickly open additional accounts; simple and intuitive interface; clear and orderly information presentation; excellent market monitoring features, suitable for beginners new to Taiwan stocks.

Suitable for: Investors holding Yushan Bank accounts and new to Taiwan stocks.

KGI Securities: Veteran Broker with All-in-One Platform

KGI Securities, formerly “CITIC Comprehensive Securities,” is one of the earliest brokers qualified for government bond trading. Its investment app series includes KGI Mobile Strategy, Mobile Dealer, KGI Investment Connect, supporting Taiwan stocks, ETFs, options, US stocks, and overseas stocks.

Platform Strengths: Large scale, comprehensive product range, user-friendly software design; modular app features to meet different risk preferences; suitable for busy investors who cannot monitor the market constantly.

Suitable for: Advanced investors needing diverse investment tools and trading options.

Mr. Investment: Simple and Efficient New Securities App

Mr. Investment, launched by Yuanta Bank, provides comprehensive market data for securities, warrants, and futures. Its minimalist interface and smooth trading process make it especially suitable for active traders.

Core Features: Intelligent stock selection system offering Bull and Bear picks, K-line filters; comprehensive information ecosystem including stock research, industry reports, and investment programs.

Suitable for: Investors who constantly monitor the market and prefer active trading in Taiwan stocks.

Passive Investment and Fund Allocation Apps

Fund investments are popular among many investors due to their professional management advantages and are often the first choice for financial planning.

HugeC Fund Buying: Taiwan’s Largest Private Fund Service Platform

HugeC, as Taiwan’s largest private fund institution, offers a complete service chain from product screening, investment consulting, to transaction execution. Its investment app product line is comprehensive, with competitive handling fees.

Platform Features: Wide range of fund products covering mainstream funds; relatively low transaction costs; long-term optimized user experience with stable functionality.

Suitable for: Conservative investors seeking professional fund allocation without choosing individual stocks.

Market Information and Stock Selection Analysis Apps

Besides trading functions, timely market information and analysis tools are equally important.

Emily Fixed Deposit Stocks: Practical Tool for Quantitative Stock Selection

Emily Fixed Deposit Stocks app digitizes the well-known investor Emily’s “Red-Green Light Stock Picking Method,” helping users identify undervalued quality companies. Emily herself achieved financial freedom starting from a monthly salary of 25K, and her stock selection logic has been market-verified.

Highlights: Combines red-green light stock screening standards to find bargains; uses six advanced technical indicators for judgment; real-time updates of financial reports with high data completeness.

Suitable for: Value investors who prefer quantitative stock selection and seek safety margins.

San竹 Information: Connecting Taiwan’s Financial Ecosystem

As Taiwan’s leading financial consulting service provider, San竹 Information develops and maintains monitoring apps for 47 brokerages, with a market share of 91%. Its technical strength is unquestioned. Its services include financial services, corporate messaging, app development, and cloud services.

Competitive Advantages: Industry-leading stock information richness; strong technical capabilities and system stability; connects almost all mainstream brokerage ecosystems.

Suitable for: Advanced investors requiring comprehensive market information and high-frequency trading.

Investing: Top Three Global Financial Information Platform

Investing, ranked among the top three financial information providers worldwide, offers real-time quotes and analysis tools for global stock markets, forex, futures, funds, bonds, and more. Features include dynamic charts and economic calendars, making it an essential app for international investors.

Platform Strengths: Coverage of major global financial markets; high integration of tools and professional analysis functions; mature and stable interface experience.

Suitable for: Investors trading US stocks and other international markets with independent investment logic.

Financial Management and Budgeting Tools: Asset Tracking Apps

Managing assets after investment is equally crucial.

CWMoney: Evolving from a Veteran Financial Software

CWMoney is a longstanding financial management and bookkeeping app in Taiwan, with mature features after years of updates. Although its interface was criticized initially, recent versions have been significantly optimized, offering a simple and clear operation experience.

Core Features: Supports binding of EasyCard, iPASS, and other stored-value cards; automatic upload of transaction bills; features for invoice bookkeeping, financial information, and automatic income and expense reports; user-friendly interface.

Suitable for: Beginners managing multiple accounts and tracking investment performance.

Practical Guide to Choosing an Investment App

With so many options available, evaluate yourself based on the following dimensions:

Ease of Use: Is the app’s operation process intuitive? Does it require memorizing complex feature paths?

Market Monitoring Experience: Is the market data refresh speed fast? Are chart responses smooth? Is latency acceptable?

Analysis Tools: Are technical indicators comprehensive? Are chart drawing functions practical?

Information Ecosystem: How frequently is news updated? How extensive is research report coverage?

Personalization Settings: Does it support custom indicators? Can you save personal preferences?

Simulation Environment: Does it offer virtual accounts for practice?

Trading Smoothness: Is the delay from order placement to execution minimized? Does it support stable operation during night trading?

Summary

The ten investment apps above each have their unique features. Whether your goal is long-term US stock holding, active Taiwan stock trading, fund portfolio management, or simple market tracking, you can find a suitable tool. The key is to choose based on your investment habits and risk tolerance, rather than blindly following trends.

The investment journey is fundamentally a process of self-awareness. Choosing the right investment app is just the starting point; more importantly, continuous learning, recording trades, and reflecting on decisions are essential to refining your investment system. Whether pursuing swing gains or long-term asset allocation, these tools on your phone can provide sufficient support, helping you navigate the market with greater direction.

If you haven’t opened a brokerage account yet, consider starting with a Mitrade demo account to quickly access global markets such as US stocks, indices, and forex, experiencing a more convenient and smooth trading experience. Mitrade offers direct market access, two-way trading, 24-hour continuous service, and features like limit and stop-loss protections per trade.