Which Chinese mutual funds are worth investing in for 2025? Here are 10 Chinese funds that offer good returns.

The Chinese stock market continues to send signals worth monitoring for investors in 2025. Although the global economy still faces uncertainties, China, the world’s second-largest economic power, remains a long-term growth potential. China Funds are therefore an important option for those seeking investments in international markets.

Basic Understanding of Chinese Equity Funds

China Funds are high-potential investment tools because they cover stocks from China’s main markets, Hong Kong, and global stock markets, reflecting China’s economic strengths in finance, technology, and e-commerce. The Chinese stock market is highly liquid, making it an attractive choice.

Before deciding to invest, investors should understand the types of China Funds available:

Index Funds (Index Fund - Passive Fund): These funds track the performance of stock indices closely, with low fees. Suitable for beginners, accepting moderate risk.

Active Equity Funds (Active Fund): These are more proactive investment styles, depending on the fund manager’s ability to select stocks that outperform the benchmark. They carry higher risk but have greater income potential. The options are more diverse.

Investors should carefully read the prospectus to understand the risks and objectives of each fund before making decisions.

Comparison of 10 China Funds by Performance

Analysis of 10 Chinese Funds Investors Should Consider

Funds with Excellent 3-Year Performance

SCBCEE has returned 11.37% since the beginning of the year, indicating strong short-term growth. Over 3 years, the return is 6.88% per year, although the 5-year performance shows only 0.56%, reflecting market volatility. This China Fund is suitable for those willing to accept high risk for long-term growth. No dividends are paid.

SCBCEP shows a 10.38% return this year, with a 3-year return of 5.94% per year. Designed to grow capital, suitable for long-term investors who can tolerate moderate to high volatility.

Funds for SSF and Retirement Planning

SCBCE(SSF) has a 10.92% return this year and 5.81% per year over 3 years, offering tax benefits through savings mechanisms. Suitable for retirement planning and growth through investment.

TCHRMF is an RMF with a 13.89% return this year, but only 3.57% per year over 3 years. Designed for those seeking both tax savings and capital growth.

SCBCEHP, an RMF with currency hedging, has returned 14.18% since the start of the year. Suitable for long-term investments with tax benefits.

Funds with Currency Hedging

SCBCEHE offers a short-term return of 14.63%, but a long-term annual return of 4.30%. An option for experienced investors seeking to reduce currency risk.

SCBCEH has a 14.16% return this year, suitable for diversification in Asian markets. For investors willing to accept high risk and aiming for long-term growth.

Index Funds and Other Funds

SCBCE has a 10.91% return this year and 5.81% per year over 3 years. Structurally similar to SCBCEE but as an alternative choice. No dividends.

TISCOCH from TISCO Asset Management has a 14.18% return since the beginning of the year, but only 3.65% per year over 3 years. Suitable for long-term investors confident in China’s market recovery.

KF-HSHARE-INDX from Krungsri is an index fund focusing on H-shares, with a 14.21% return this year. Suitable for passive investors with high liquidity.

Important Considerations for Investment

Most China Funds in this list employ passive or active strategies to track or outperform indices. Many do not pay dividends but focus on capital appreciation, which helps reduce risks from market volatility.

Investors should study details thoroughly, as investing in foreign markets involves significant risks. This article shares knowledge only and does not constitute investment advice. Investors should stay updated and consult professionals before making decisions.