$3.8M is Flooding into Digitap ($TAP) While XRP Chases $2.50: Which is the Best Crypto to Buy Now for Payments?

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$3.8 million flowing into the Digitap ($TAP) crypto presale while XRP bulls target $2.50 in the coming week tells the real story of 2026. Payments are back in the spotlight, and the market is already picking winners for the coming banking bull run.

But which is the best crypto to buy now for payments? XRP has institutional adoption, and ETF volumes are impressive. But at a $130 billion valuation, XRP is already priced as if it were a finished product with global adoption.

Digitap is the opposite—it is about to enter its growth and scaling phase. With a user-first banking stack, a live app, and a presale price, $TAP is quickly becoming one of the hottest trades of 2026. As payments begin to dominate, investors need to start paying attention to the leading altcoins to buy in the banking race.

TAP1,65%
XRP-0,38%
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