Author: Kailyn Rhone, The New York Times Translation: Peggy, BlockBeats Editor's Note: Today, as Bitcoin and Ethereum have long become symbols of pop culture, cryptocurrencies are no longer just speculative tools but are also packaged as "gifts for young people." However, under the realities of economic pressures and market pullbacks, Generation Z's attitude towards crypto assets is far more complex than imagined. Through the real experiences of several young people in their 20s, this article presents a divided yet restrained mindset: they do not reject cryptocurrencies and are even willing to "accept" them during festivals, but when it comes to personal asset allocation, they prefer stable, predictable investments related to long-term life goals. For them, cryptocurrencies symbolize a shift of the times but also serve as a reminder of the risks and uncertainties involved. Below is the original text:

Visa's December 2025 report highlights that AI and crypto have become integral to U.S. consumer behavior, especially among Gen Z, who favor digital assets. Companies must adapt or risk obsolescence in this evolving financial landscape, marked by automation and cryptocurrency.

A crypto gift tops Gen Z wishlists with 45% wanting cryptocurrency this season per Visa survey. Experts are divided: CFP Flavio Landivar warns of volatility risks, while Bitcoin adopter Mike Casey recommends 50 dollars gifts as teaching tools. Bitcoin trades at 86,000 dollars, down 32% from October's 126,000 dollars peak.

We met Efe Kelemci, co-founder of Crypto Kid, during Bitcoin MENA in Abu Dhabi, where he spoke on the panel “The Gen Z Awakening” (Proof of Work Stage, Tuesday, December 9, 2025, 3:00–3:30 pm), alongside Madeline Morning (Moderator), Rohan Hirani (BitcoinQuant), and Fin Creighton (Bitcoin Success

We met Efe Kelemci, co-founder of Crypto Kid, during Bitcoin MENA in Abu Dhabi, where he spoke on the panel “The Gen Z Awakening” (Proof of Work Stage, Tuesday, December 9, 2025, 3:00–3:30 pm), alongside Madeline Morning (Moderator), Rohan Hirani (BitcoinQuant), and Fin Creighton (Bitcoin Success

In 2025, under-24 investors in Brazil prioritize stablecoins and tokenized bonds for predictable returns over speculative trading, reflecting a shift toward savings-oriented crypto use amid increasing regulatory clarity and market stability.

In the past world, hard work, education, and stable jobs were reliable ladders to the middle class. However, for today's Generation Z and millennials, this path is rapidly collapsing: soaring student loans, stagnant wages, shrinking job opportunities, and housing prices far exceeding incomes have made the notion that "following the steps can lead to upward mobility" a lie that can no longer deceive young people. As a result, young people are turning their attention to high-risk markets such as cryptocurrency, prediction markets, and sports betting, adapting to the era of "Financial Nihilism (Financial Nihilism)." The ineffective formula for success: hard work can no longer guarantee one's future. According to a report by the WSJ, post-war America once created a predictable life script: go to college, find a stable job, buy a house, start a family, and enable upward mobility; however, this model is now completely collapsing. First, student loans from 2004 were 3

Gen Z is spearheading crypto adoption in Brazil, with a notable shift towards stablecoins and digital fixed-income products. By 2025, this demographic is projected to allocate $325 million in crypto, reflecting a 56% increase among under-24 investors, who favor stability over volatility.

In 2025, under-24 investors in Brazil significantly influenced cryptocurrency adoption, prioritizing stablecoins and tokenized fixed-income assets for predictable returns instead of speculative trading. This shift reflects regulatory support and changing wallet usage.

A new Coinbase report argues that Gen Z and Millennials are abandoning traditional wealth-building playbooks in favor of crypto, non-traditional assets, and hands-on trading strategies that sharply diverge from older generations. Coinbase Q4 Report Reveals Sharp Shift in U.S. Crypto Investing

Generation Z and millennial investors are more inclined than any previous generation to actively manage their investments, more willing to embrace non-traditional assets, and view cryptocurrencies as a core component of their personal financial future. (Previous context: Hollywood director Carl Rinsch embezzled Netflix investments to trade stocks and cryptocurrencies, once making a $27 million profit from Dogecoin, now facing a 90-year sentence) (Additional background: U.S. military personnel addicted to stock and crypto trading, even on aircraft carrier decks "recommending stocks") Table of Contents A generation shut out by traditional wealth ladders Non-traditional asset allocation three times that of the older generation Cryptocurrencies are not side investments but core allocations The impact of this trend on future markets

The article analyzes the relationship between Ethereum (ETH) price and fundamentals, indicating that ETH's MVRV Z-Score currently shows it is undervalued, with an overall bullish trend. As Ethereum maintains its dominant position in the tokenized asset space and with upcoming regulatory funding, the current price offers a constructive opportunity for long-term investment.

MrBeast (real name Jimmy Donaldson), the world's most-subscribed YouTube superstar, is expanding his vast business empire into the heart of fintech. The CEO of his holding company, Beast Industries, recently confirmed the launch of a financial services platform called "MrBeast Financial" and a mobile phone company called Beast Mobile. According to trademark application documents that have surfaced, the financial platform's scope of business clearly includes "cryptocurrency exchange" services. With revenues exceeding $400 million last year, Beast Industries is no longer satisfied with just content and consumer products, and is now seeking to leverage its massive influence over Gen Z to become a gateway to next-generation financial and digital asset services.

Samsung has unveiled its first multi-folding smartphone, the Galaxy Z TriFold. This new product is seen as Samsung's latest strategy to solidify its leading position in the highly competitive high-end smartphone market. In the face of competition from Chinese brands like Huawei and Xiaomi, Samsung has chosen to differentiate itself with folding phone technology, but consumer acceptance of the product design remains to be seen. Galaxy Z TriFold three-piece foldable panel can transform into a tablet. The biggest highlight of the Galaxy Z TriFold is its three-piece folding panel. When unfolded, it forms a vast screen of 253.1 mm (10 inches), nearly 25% more area than the existing Galaxy Z Fold 7, achieving a new balance between portability and usable area. Samsung has positioned its target audience as "professionals who truly need large-screen mobile devices."

In brief The new Z-Image model runs on 6GB VRAM---hardware Flux2 can't even touch. Z-Image already has 200+ community resources and over a thousand positive reviews versus Flux2's 157 reviews. It is ranked as the best open-source model to date. Decrypt's Art, Fashion, and Entertainment

Ethereum’s MVRV Z-Score at 0.29 suggests value accumulation, aligning with historical patterns of cyclical lows and investor positioning. Stablecoin inflows nearing $1 billion into Ethereum indicate growing liquidity, increased trading activity, and active DeFi participation across the

Research shows that young people who have little hope of buying a house are more inclined to invest in high-risk assets such as Crypto Assets, while those who still have hopes of homeownership tend to work harder and take on less risk. This indicates that the deterioration of housing affordability affects young people's investment behavior and work attitude.

Ethereum's MVRZ-score at 0.29 signals an accumulation phase. BlackRock's $78.6M in ETF inflows highlights growing institutional interest. Technical patterns suggest a potential price breakout towards $8.5K-$9K, fueled by long-term consolidation and bullish market dynamics.

Vulgar Penguin is a meme coin based on the Binance Smart Chain that combines internet culture with Decentralized Finance, utilizing viral penguin emojis to build a community centered around Generation Z. This project, which originates from a series of 3D parody penguin memes, features the humorous "Justice Struggling Street Vendor" police image that has topped the trending charts on Chinese TikTok, with over 60 million views in a single day.

Bluwhale's AI Stablecoin Agent facilitates automated management of digital assets for investors, utilizing real-time data and personalized risk profiles. It capitalizes on stablecoins' growing market presence, especially among Gen Z users, making on-chain wealth management accessible and efficient.

Bitcoin faces a new threat: the indifference of the younger generation. From a rebellious pioneer to an institutional darling, how can Bitcoin reignite the youthful spark and win the recognition of Generation Z? This article is sourced from Christina Comben's piece in Deep Tide TechFlow, compiled and translated by Foresight News. (Background: Is Bitcoin breaking up with "crypto assets"?) (Context: Observers note that while gold and tech stocks have people buying the dip, Bitcoin remains stagnant.) When Bitcoin was first created, it was just an inconspicuous "niche thing." It was neither an innovative product born out of Silicon Valley nor the result of discussions among central banks. Instead, Bitcoin emerged in the aftermath of the global financial crisis, at just the right time, and carried profound disruption with it. The mysterious figure Satoshi Nakamoto published a White Paper on the cypherpunk mailing list, proposing the creation of a peer-to-peer payment network.

Written by: Christina Comben Compiled by: Saoirse, Foresight News At its inception, Bitcoin was just an inconspicuous "niche thing." It was neither an innovative product born from Silicon Valley nor the result of meetings held by central banks across countries. On the contrary, Bitcoin emerged in the aftermath of the global financial crisis, at just the right moment, and inherently carried profound disruptive potential. The mysterious figure Satoshi Nakamoto published a white paper on the cypherpunk mailing list, proposing the creation of a peer-to-peer payment network that could bypass the operational mechanisms with vulnerabilities in the financial system after 2008. At that time, Bitcoin was a "countercurrency," a tool for directly resisting bailout plans, bank failures, and central planning. Early holders regarded themselves as "digital rebels," building the infrastructure for a brand new "free currency" — it is censorship-resistant, without

The crypto space continues to mix progress and volatility, with Polkadot (DOT) and Zcash (ZEC) reflecting contrasting trends. Polkadot’s price remains trapped near multi-year lows despite notable developments like its Asset Hub migration and the upcoming JAM integration In contrast, Zcash

Key Notes Bitcoin backer is convinced the coin has pivoted from its historic 4-year cycle, which is driven by halving events. Key indicators, such as the Pi Cycle, MVRV Z-Score, and Puell Multiple, hint at mid-cycle consolidation. Bitcoin price has increased by 2.38% over the last 24 hours. Sc

Bitcoin trading on Binance reached a high of 50,500 BTC, the largest volume trading since October, as the prices remained steady above $100,000. Increased volume and Z-score of 2.13 30 days indicate increased involvement of institutional traders in the

Binance founder Changpeng Zhao revealed that he personally bought about $2 million woth of Aster token for long-term holding. Zhao's disclosure immediately drove a 20% price surge in Aster and renewed investor interest in the decentralized exchange project. The move also fueled speculation that Z

Gen Z now represents 37.6% of India&39;s crypto user base, overtaking Millennials. Tier-2 cities like Jaipur and Patna show significant crypto adoption growth. Bitcoin, Dogecoin, and Ethereum dominate holdings, with Ethereum leading in trading. In a notable shift within India&39;s crypto

Authors: Haley H. ( YZi Labs Investment Director ), Ella Z. ( YZi Labs Head ) Compiled by: Jiahua, ChainCatcher Abstract BNB ( Build N Build ) is the native token of BNB Chain, which is a public chain that is becoming a key infrastructure for the future global Web 3 world. Compared to ETH ( as Decentralized Finance infrastructure ) or BTC ( as a store of value ), BNB is positioned to become an efficient trading engine for the global Web 3 economy. It is a top-tier token with a deflationary mechanism and design. With a fully circulating supply and decentralized on-chain ownership ( approximately 67% is held by the public; approximately 27%

Binance HODLer announced the 48th project DoubleZero $2Z , meaning 2 Z has been listed on the spot market. Users who use BNB to subscribe for principal protection and earning coins ( fixed term and/or flexible term ) or on-chain earning products will receive airdrop allocations. On July 24, Solana released its latest roadmap, clearly aiming to achieve the Internet Capital Markets goal, that is, to become the liquidity center for on-chain and real-world assets. To realize this goal, Solana core developers have divided responsibilities clearly and formed a joint effort. Among them, Jito and Anza are responsible for the Block Assembly Marketplace BAM, with DoubleZero and Anza responsible for IBRL (Increase Bandwidth Reduce

Trump just did something that sent shockwaves through both Washington and the crypto world. He signed a pardon for Changpeng Z

Nearly 60% of Australians distrust crypto, highlighting worries over unclear regulations. Younger investors, especially Gen Z, continue to dominate crypto markets. New regulations aim to provide clarity on crypto exchanges,

According to Mars Finance, a recent survey by the Australian cryptocurrency exchange Swyftx shows that despite the government's comprehensive regulatory reforms, the Australian crypto market remains stagnant, and public trust continues to decline. Nearly 60% of Australians express distrust in Crypto Assets, an increase of 3 percentage points from last year. Young investors remain the market makers, with 82% of Generation Z traders reporting profits, averaging around 9,958 AUD. The Albanese government has introduced several reforms this year, including an exchange licensing system, a stablecoin regulatory framework, and a bill for modernizing the payment system. Swyftx CEO Jason Titman stated that once the regulatory framework is formally established, millions of Australians are expected to enter the crypto market.

The young Bitcoin still has a long way to go in its preaching journey, and when the world is in chaos, gold has become the preferred safe-haven asset for Central Banks. (Background: Bitcoin fell below 108,000, while gold surged past 4,300 dollars to set a new high; what has happened in the safe-haven market?) (Supplementary background: Gold breaks through the historical high of 4,200 dollars! Silver also sets records; is there an endless surge of safe-haven assets?) Remember the end of 2024, when everyone was writing asset predictions for 2025. Stock investors were focused on the S&P and the A-shares, while those in the crypto circle were betting on Bitcoin. But if someone had told you then that the best-performing asset in 2025 would not be Bitcoin or stocks, but that 'old antique' gold which Z Generation dislikes, you would have thought that person was joking. But the reality is so magical. Over the past five years, Bitcoin has outperformed gold with a surge of over 1000%.

As of October 22, 2025, Bitcoin (BTC) trades around $108,200, showing signs of resilience after a volatile week marked by a $19 billion liquidation cascade triggered by U.S.-China trade tariffs.

Steph Guild from Robinhood emphasizes using AI, adapting to market shifts, and enhancing financial education to attract next-gen investors. The focus on personalized experiences and literacy aims to empower and engage tech-savvy millennials and Gen Z.

According to Mars Finance, on September 23, CryptoQuant analyst Axel Adler Jr tweeted, "The risk of liquidation bringing further bearish pressure is moderate. The net liquidation amount remains negative around -40 million, reflecting the continued big dump of long positions and maintaining downward pressure. However, the liquidation intensity Z value (365 days ) is neutral/moderate, indicating that there is currently no chain risk. The market faces headwinds, but lacks the momentum for a deep fall triggered by liquidation."

In a Bitcoin price forecast released on September 19, 2025, market expert Axel Adler predicts a 70% chance of Bitcoin reaching new all-time highs within two weeks, based on bullish indicators like futures premiums and balanced MVRV Z-scores. Bitcoin is currently trading at $117,770, just 5% below its peak, with historical correlations to S&P 500 and Nasdaq ATHs suggesting potential gains to $199,000 in 90 days. This Bitcoin price forecast aligns with post-Fed rate cut momentum, where BTC

Jerome Powell acknowledges the challenges Gen Z faces in job hunting amid a tough labor market marked by a 4.3% unemployment rate and rising AI concerns. Recent job reports highlight limited opportunities, particularly for minorities.

Binance has officially listed Boundless (ZKC), a new token designed to power verifiable computing across blockchains. Trading opened today, September 15, with pairs including ZKC/USDT, Z

DOGE has surged nearly 40% in price over the past week, outperforming the broader market. The article reveals the reasons behind this rally from both technical and on-chain analysis perspectives, including a symmetrical triangle breakout on the weekly chart, a surge in volume, and bullish signals from indicators such as the MVRV Z-Score. These factors collectively suggest that DOGE is poised to move towards higher price targets in anticipation of the ETF launch.

Amid the double explosion of political turmoil and social media bans, the young generation in Nepal has embarked on an unprecedented digital revolution using a chat application originally designed for gaming, "Discord." This protest, which began with an "anti-elite" sentiment, ultimately forced Prime Minister KP Sharma Oli out of power and led to the emergence of Nepal's first female Prime Minister — Sushila S. Karki. "Game Chat Room" Transforms into a Political Stage: How Discord Became a Tool for Protest in Nepal Despite initially being just a voice chat platform designed for gamers, Discord played a core organizational role in the Z generation-led protests in Nepal. Demonstrators flooded into various Discord servers to conduct informal votes on Kaji, symbolically expressing their support for her as the "people's choice." This event comes from the street

As Generation Z grows weary of traditional work methods, high-dividend ETFs have become an emerging investment trend. Among them, the MSTY ETF, which focuses on micro-strategies, boasts an annual yield of up to 154%, attracting many investors. However, experts warn that high returns often come at the expense of sacrifices in other areas. This trend is similar to the FIRE movement, which seeks further time and financial freedom.

This article reviews the historical performance of the Mayer Multiple and MVRV Z-Score, two commonly used indicators, and analyzes the current market sentiment to discuss whether Bitcoin has reached the peak of this bull run. This article is derived from a piece written by 0xYYcn (Bitfox Research), organized, compiled, and written by Shenchao TechFlow. (Background: Wall Street oracle! Tom Lee has accurately predicted the "bottom" of Ethereum three times, forecasting that ETH will break $10,000 this year and BTC will reach $150,000.) (Background information: The largest Ethereum holding institution, BitMine (BMNR), has unrealized losses of $190 million, and Tom Lee confidently states: ETH is looking at $15,000.) Bitcoin broke its historical high on August 13, and Ethereum (ETH) subsequently approached $5,000.

The Base ecosystem has quickly become home to some of the most exciting crypto presale projects. Among the new entries, Based Eggman ($GGs) has emerged as a contender for the best crypto presale to buy right now, thanks to its gaming and streaming integration. Alongside it, Brettcoin continues to h

Bitcoin's MVRV ratio shows bearish signals with a recent "death cross," suggesting a potential market downturn. However, the MVRV Z-Score indicates the market isn't overheated, leaving room for further gains. Analysts foresee potential targets between $60,000 and $260,000.

Bitcoin’s Z-score peaked above 1.5 in 2021 before corrections brought it back to neutral. The 200-day average reached $101,000 in 2025 while deviations stayed limited. Historical data shows the Mayer Multiple has been higher 54% of the time. The long-term direction of Bitcoin is now being

What Happened? Shares of furniture company La-Z-Boy (NYSE:LZB) jumped 3.7% in the after-market session after an announcement by President Trump of a forthcoming tariff on imported furniture. The proposed policy is seen as a significant advantage for La-Z-Boy, which, unlike many of its

SPONSORED POST\ Bitcoin’s recent surge past $124K has once again captured mainstream attention, but as history shows, every BTC peak sparks a wave of altcoin opportunities. With institutional inflows at record highs and retail traders joining in, younger investors – especially Gen-Z – are now

In crypto, a supply shock happens when the available circulating tokens suddenly become scarce while investor demand spikes—often triggering explosive price moves. Interestingly, Gen Z investors are proving to be early trend-spotters, often jumping into promising projects before traditional

A Cryptoninjas study reveals Generation Z leads in stablecoin transactions, with 46% using them monthly. Motivations include better yields and inflation hedging, but barriers such as limited acceptance and volatility hinder mainstream adoption.